Business Travel Insurance - Cover Limits
For each item in the list of Business Travel Insurance Cover, please refer to you travel insurance policy schedule which provides details of who you are and are not covered for.
The excess is the first amount of the claim for each person, each section, and each incident which is payable by you.
| Per Person | Basic |
Light |
Standard |
Premier |
Excess |
|---|---|---|---|---|---|
| Cancellation / Curtailment | N/A | £3,000 | £3,000 | £5,000 | £50* |
| Medical Expenses | £10 million | £10 million | £10 million | £10 million | £75* |
| Withdrawal of Services | N/A | £50 / day to £250 | £50 / day to £250 | £50 / day to £250 | N/A |
| Scheduled Airline Failure | N/A | £3,000 | £3,000 | £5,000 | N/A |
| Catastrophe (re-location) | N/A | N/A | £1,000 | £1,000 | £50 |
| Hospital Benefit | N/A | N/A | £30 / day to £900 | £50 / day to £1,000 | N/A |
| Personal Effects & Baggage | N/A | N/A | £1,500 | £2,000 | £50 |
| Personal Money | N/A | N/A | £500 | £750 | £50 |
| Mugging Benefit | N/A | £40 / day to £400 | £40 / day to £400 | £50 / day to £500 | N/A |
| Travel Delay | N/A | Up to £300 | Up to £300 | Up to £300 | N/A |
| Holiday Abandonment | N/A | £3,000 | £3,000 | £5,000 | £50 |
| Additional Expenses | N/A | £800 | £800 | £1,000 | N/A |
| Pet Care | N/A | N/A | £10 / day to £100 | £10 / day to £100 | N/A |
| Hijack | N/A | £50 / day to £500 | £50 / day to £500 | £50 / day to £500 | N/A |
| Missed Departure | N/A | £800 | £800 | £1,000 | £50 |
| Personal Accident | N/A | Max. £10,000 | Max. £20,000 | Max. £20,000 | N/A |
| Personal Liability | £1 million | £2 million | £2 million | £2 million | £100 |
| Legal Expenses | £15,000 | £15,000 | £15,000 | £25,000 | £250 |
Wintersports Cover (When appropriate Premium has been paid) |
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WINTERSPORTS |
N/A | Optional | Optional | Optional | |
| Ski Equipment | N/A | £500 | £500 | £1,000 | £50 |
| Ski Hire | N/A | £20 / day to £200 | £20 / day to £200 | £20 / day to £200 | N/A |
| Ski Pack | N/A | £75 / day to £300 | £75 / day to £300 | £75 / day to £300 | N/A |
| Piste Closure | N/A | £20 / day to £200 | £20 / day to £200 | £20 / day to £200 | N/A |
| Avalanche Closure | N/A | £250 | £250 | £250 | N/A |
Golf Equipment (When appropriate Premium has been paid) |
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Golf Equipment |
N/A | N/A | Optional | Optional | |
| Golf Equipment | N/A | N/A | £1,000 | £1,000 | £50 |
| Golf Hire | N/A | N/A | £25 / day to £150 | £25 / day to £150 | N/A |
| Green Fees | N/A | N/A | £50 / day to £300 | £50 / day to £300 | N/A |
| Business Cover (When appropriate Premium has been paid) | |||||
Business Cover |
N/A | N/A | Optional | Optional | |
| Business Equipment | N/A | N/A | £2,000 | £2,000 | £50 |
| Business Equipment Hire | N/A | N/A | £150 / day to £750 | £150 / day to £750 | £50 |
| Business Money | N/A | N/A | £500 | £500 | £50 |
| Employee Replacement | N/A | N/A | £1,000 | £1,000 | £50 |
| * Medical Expenses and Cancellation and Curtailment related excess are doubled for persons 66 years if age and over. | |||||
Sports & Activities
