Travel Insurance Cover
The following are the levels of cover which the Single Trip or Annual Multi Trip policy will cover you for:
- Basic: Covers Medical Expenses, Personal Liability and Legal Expenses Only,
- Light: Excludes baggage and personal money cover together with others listed "N/A" in the Light column
- Standard: The most popular, and lowest price, level of cover.
- Premier: A useful level of cover where you require a higher level of baggage and cancellation cover.
The excess is the first amount of the claim for each person, each section, and each incident which is payable by you.
| Per Person | Basic |
Light |
Standard |
Premier |
Excess |
|---|---|---|---|---|---|
| Cancellation / Curtailment | N/A | £3,000 | £3,000 | £5,000 | £50* |
| Medical Expenses | £10 million | £10 million | £10 million | £10 million | £75* |
| Withdrawal of Services | N/A | £50 / day to £250 | £50 / day to £250 | £50 / day to £250 | N/A |
| Scheduled Airline Failure | N/A | £3,000 | £3,000 | £5,000 | N/A |
| Catastrophe (re-location) | N/A | N/A | £1,000 | £1,000 | £50 |
| Hospital Benefit | N/A | N/A | £30 / day to £900 | £50 / day to £1,000 | N/A |
| Personal Effects & Baggage | N/A | N/A | £1,500 | £2,000 | £50 |
| Personal Money | N/A | N/A | £500 | £750 | £50 |
| Mugging Benefit | N/A | £40 / day to £400 | £40 / day to £400 | £50 / day to £500 | N/A |
| Travel Delay | N/A | Up to £300 | Up to £300 | Up to £300 | N/A |
| Holiday Abandonment | N/A | £3,000 | £3,000 | £5,000 | £50 |
| Additional Expenses | N/A | £800 | £800 | £1,000 | N/A |
| Pet Care | N/A | N/A | £10 / day to £100 | £10 / day to £100 | N/A |
| Hijack | N/A | £50 / day to £500 | £50 / day to £500 | £50 / day to £500 | N/A |
| Missed Departure | N/A | £800 | £800 | £1,000 | £50 |
| Personal Accident | N/A | Max. £10,000 | Max. £20,000 | Max. £20,000 | N/A |
| Personal Liability | £1 million | £2 million | £2 million | £2 million | £100 |
| Legal Expenses | £15,000 | £15,000 | £15,000 | £25,000 | £250 |
WINTERSPORTS |
N/A | Optional | Optional | Optional | |
| Ski Equipment | N/A | £500 | £500 | £1,000 | £50 |
| Ski Hire | N/A | £20 / day to £200 | £20 / day to £200 | £20 / day to £200 | N/A |
| Ski Pack | N/A | £75 / day to £300 | £75 / day to £300 | £75 / day to £300 | N/A |
| Piste Closure | N/A | £20 / day to £200 | £20 / day to £200 | £20 / day to £200 | N/A |
| Avalanche Closure | N/A | £250 | £250 | £250 | N/A |
Golf Equipment |
N/A | N/A | Optional | Optional | |
| Golf Equipment | N/A | N/A | £1,000 | £1,000 | £50 |
| Golf Hire | N/A | N/A | £25 / day to £150 | £25 / day to £150 | N/A |
| Green Fees | N/A | N/A | £50 / day to £300 | £50 / day to £300 | N/A |
Business Cover |
N/A | N/A | Optional | Optional | |
| Business Equipment | N/A | N/A | £2,000 | £2,000 | £50 |
| Business Equipment Hire | N/A | N/A | £150 / day to £750 | £150 / day to £750 | £50 |
| Business Money | N/A | N/A | £500 | £500 | £50 |
| Employee Replacement | N/A | N/A | £1,000 | £1,000 | £50 |
| Motorcycling Cover | N/A | N/A | Optional | Optional | |
| * Medical Expenses and Cancellation and Curtailment related excess are doubled for persons 66 years if age and over. | |||||
Sports & Activities
